AI-powered personal finance manager
A mobile app for planning income and expenses, controlling a budget and understanding personal cash flow. Financial data is stored directly on the user’s device.
Task
Personal finances are often split across notes, spreadsheets and banking apps. The user needed one private tool that presents the current financial picture, compares plan with actual spending and helps look ahead without sending sensitive data to external storage.
Project story
- [01]
The full financial picture on one screen
The home screen combines a projected balance for the selected date, income, expenses and recent transactions. The user can immediately see cash-flow direction and variance from plan.
- [02]
Plan versus actual by category
Income and expenses open into dedicated views with trends, history and categories. The app highlights budget overruns and the difference from the planned amount.
- [03]
Private AI logic
The personal finance manager uses AI to analyse an individual financial picture while the underlying data remains stored locally on the user’s device.
What we built
- →Mobile dashboard with a balance forecast, income, expenses and today’s transactions
- →Income and expense plans with a clear planned-versus-actual comparison
- →Transaction categories with custom colours and recognizable icons
- →Dated income and expense history with variance from plan
- →Recurring transactions with daily, weekly, monthly or yearly schedules
- →AI analysis of personal cash flow and financial habits
- →Local-first storage that keeps financial data on the user’s device
The product in use
Result
The result is a private mobile financial assistant combining tracking, planning and analysis in one interface. The user controls budgets and recurring transactions, sees variances and forecasts, while the complete personal finance database stays on their own device.